Estimated Vehicle Loan EMI
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Drive Your Dream — Zygnet Vehicle Financing
Finance your new car, two-wheeler, or commercial vehicle with Zygnet's flexible and competitive vehicle loan plans. Quick disbursal, minimal documentation.
Key Features:
- Financing up to 85% of on-road vehicle price
- Tenures from 1 to 7 years for comfortable EMIs
- Special rates for electric vehicles and commercial vehicles
- Quick approval — pre-sanction in 60 seconds
- Direct dealer tie-ups for priority delivery
- Minimal documentation: Aadhaar, PAN, and income proof
Calculate Your EMI
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Estimated Monthly EMI
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At an interest rate of 15% p.a.
Current Interest Rates
| Scheme Name | Effective Rate (p.a.) | Tenure Concept | Amount Range |
|---|---|---|---|
| Two-Wheeler Easy Ride | 15% | Up to 3 years | ₹30,000 – ₹3,00,000 |
| Car Comfort Plus | 9% | Up to 5 years | ₹3,00,001 – ₹25,00,000 |
| Commercial Vehicle Mitra | 11% | Up to 7 years | ₹3,00,001 – ₹50,00,000 |
Frequently Asked Questions
Zygnet finances new and used cars, two-wheelers (petrol and electric), and commercial vehicles including trucks and auto-rickshaws. Both personal and business use vehicles are covered.
You'll need Aadhaar/PAN (KYC), latest 3-month salary slips or 2-year ITR (for self-employed), bank statements, and the vehicle's proforma invoice from the dealer.
While the loan covers the vehicle cost, Zygnet can bundle comprehensive insurance premiums into your EMI for a truly worry-free experience. Ask our RM at branch.
Our digital-first process allows for pre-approvals in under 60 seconds, with final sanction typically completed within 24–48 hours.